About CTC Student Loans

Our goal at CTC Student Loans is to provide the lowest rate loans for students. We offer new loans and consolidation loans at the best interest ratets possible. In addition, we are entering applicants in a drawing for $10,000 to help pay off existing loans. Once you have applied and your information is in our system, we match you up with lenders to find the best loan.

When consolidating a federal student loan, current loans are purchased and closed by a one of our private loan consolidation affiliates. Consolidation interest rates are determined by that year's student loan rate, which is in turn based on the 91-day Treasury bill rate at the last auction in May of each calendar year.

Student loan rates can fluctuate from the current low of 4.70% to a maximum of 8.25% for federal Stafford loans, 9% for PLUS loans. The current consolidation program allows students to consolidate once with a private lender, and reconsolidate again only with the Department of Education. Once the loan has been consolidated, the interest rate becomes fixed and is set based on the then-current interest rate.

One interesting thing about student loan consolidation is that they are not like private sector debt consolidation. Student loan consolidation does not incur any fees for the borrower; private companies make money on student loan consolidation by reaping subsidies from the federal government.

Apply today and let us help you with your student loans!

Contact Information

If users have any questions or suggestions, please contact us with our email form or the information below:

Postal Address:
CTC Student Loans
11042 SR 525 Ste 204 PMB 124 Clinton, WA 98236
URL: http://www.CTCStudentLoans.com